Obamacare Exemptions | Affordable Care Act Alternatives | Lookout Alliance Term Health Plans

How to claim an exemption because Marketplace health coverage is considered unaffordable

The income exemption threshold for 2016 is 8.13 % of income. In 2017 it will be 8.16%.

For more information and tools, visit the following links:

Examples:

A 61 year old couple in the Southwest. The lowest cost Bronze plan is $11,532. If their income is between $63,720 and $130,000, that calculates to be greater than 8.05%, consequently they are exempt from the Obamacare fine of 2.5% of their income!
A Family of five in Northern Nevada. The lowest cost Bronze plan is $13,680. If their income is between $113,640 and $160,000; that is greater than 8.05% of their income, hence no fine.
Please note: These are based on high deductible Bronze plans that pay no benefits for accidents or sickness until $6850 per person or $13,700 per family have accrued. Also, if a member of your family is being medically treated or expects treatment, that member can have their own Obamacare plan, and the rest do not, still saving a large amount of money.

An Alternative to Obamacare’s outrageous premiums, can save you thousands in premiums in 2016 and 2017 and have great, comprehensive coverage! Most individuals and families who are not subsidy eligible, and especially individuals and couples over 50 years old, qualify for an exemption to the Obamacare fines!

Lookout Alliance | Don't Pay Obamacare Premiums

The alternative to expensive, high deductible, limited network Obamacare plans are Term Health Plans, that are

  • comprehensive Major Medical
  • with vast nationwide networks and re-pricing benefits
  • more deductible choices
  • are portable
  • have next day coverage
  • and you can enroll anytime.

A GREAT SHORT TERM SOLUTION TO THE VOLATILE AND UNKNOWN FUTURE OF THE AFFORDABLE CARE ACT, AND HAVE BETTER COVERAGE AND PROTECTION!

EVEN IF YOU ARE SUBJECT TO A FINE, THE TERM MEDICAL PLAN MAY BE MORE COST EFFECTIVE WITH BETTER COVERAGE.

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